Resources
Your Vibe membership includes great benefits, and we don’t want you to miss a single detail.
Max Out Your Membership
For all new accounts, new direct deposit designation or new bill pay set up, please use Routing Number: 272483808. If you have questions about the Routing Number, please call/text the Connection Center at 248-735-9500.
If your Vibe Credit, Debit or ATM card has been lost, stolen or otherwise compromised, please call us at 248-735-9500.
This information is provided for the benefit and education of our members. Review each link below to read the full disclosure.
Accessibility Statement
Checking Account Reconciliation Form
Credit Card Application and Solicitation Disclosure
Electronic Funds Transfer Agreement and Disclosure
Electronic Funds Transfer Agreement and Disclosure (Vision)
eServices Package Disclosure
Fair Credit Reporting Act
Fair Lending Disclosure
Funds Availability Policy
Funds Availability Policy (Vision)
Home Equity Early Disclosure
Home Mortgage Disclosure Act
Privacy Policy
Quick Pay Terms and Conditions
Reg D - FAQs
Terms and Conditions - nCino
Truth In Savings Act
Truth in Savings Act - Certificates
USA Patriot Act
Vibe CashRewards Visa Credit Card Disclosure
Vibe’s partnership with GreenPath Financial Wellness gives you access to money management counseling and financial budgeting services. GreenPath is a non-profit company that partners with members like you to help you achieve your financial goals. Receive assistance and gain access to online resources to educate you about:
- Personal and family budgeting
- Understanding your credit report and learning how to improve your score
- Money management
- Debt counseling
- Avoiding bankruptcy, foreclosures, and repossession.
Get started today by calling 877-337-3399.
Delta Dental® Discount
We are pleased to announce that Vibe Credit Union is offering dental coverage to our members through Delta Dental of Michigan. Delta Dental provides dental benefits through two of the state’s largest networks of participating dentists – Delta Dental PPO and Delta Dental Premier.
Vibe members living in Michigan can access this exclusive benefit. We are excited to deliver a member-only benefit that improves our members' health and saves them money. Delta Dental also makes it easy to stay informed and manage dental benefits with its 24/7 Consumer Toolkit, Delta Dental Mobile App, and customer service department.
To receive this benefit, members must sign up by the 15th of the prior month for the plan to be effective on the 1st of the following month. For example, in order for your Delta plan to take effect on September 1, you will have to sign up by August 15.
Visit our partner site here for more information!
Love My Credit Union®
Yes, your membership has rewards! It’s our way to say thank you.
TruStage® Auto & Home Insurance Program
Exclusively for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable, top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.
Get your free quote today or call 855-483-2149.
TruStage® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.
Claim your no-cost Accidental Death & Dismemberment Insurance. Add more coverage starting at around $1 a month.*
Your $2000 of no-cost TruStage™ Accidental Death and Dismemberment coverage, courtesy of Vibe Credit Union, is now available for you to claim.
As a member of Vibe Credit Union, you have received $2000 in AD&D coverage from TruStage at no cost to you. AD&D coverage can pay a cash benefit to you and your loved ones in the case of a covered accident. It can also pay benefits if you are hospitalized or suffer from lost ability (such as loss of eyesight or hearing) due to an accident. It’s money your family can use to help cover any expenses you have while you focus on recovery.
Again, it costs you absolutely nothing—only a few minutes of your time—to get $2000 of coverage. If you choose, additional insurance is available for you or eligible family members at rates designed to be budget-friendly. Your acceptance is guaranteed—with no health questions or medical exam.
Don't miss out on this valuable, no-cost benefit part of your credit union membership. Enrolling is quick and simple. Go to www.trustage.com/add-insurance or call toll-free 1-800-798-8798.
*Cost is between $1 and $1.50 per month for every $10,000 of individual TruStage AD&D Insurance.
TruStage™ Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Policy Form Numbers: ADD-2018-POL, ADD-2018-POL(OR), 2018-ADD-POLRDR-CI, 2018-ADD-POLRDR-CNR, E10-ADD-2012, E10a-ADD-2012-LSCU, E10a-014-2012, E10a-014-2012(OR), E10a-015-2012, F10a-015-2012-1(WA).
© TruStage
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Help protect your family
Life Insurance could provide your loved ones with money to help pay for things like mortgage or rent payments, day-to-day bills, or medical and funeral bills, if you’re no longer here.
TruStage™ is coverage designed to be simple and fit your budget. Start today to:
- Compare Life Insurance options
- See instant quotes based on your budget and needs
- Apply online or over the phone
Don’t wait. Get an instant online quote today. Or call 1-800-814-2914 and talk to a licensed agent.
A tradition of strength
TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of December 2022 by A.M. Best, an independent rating service which evaluates financial stability and operating performance, year after year. An “A” rating is the third highest of 16 ratings.
TruStage™ Life Insurance is issued by CMFG Life Insurance Company, MEMBERS Life Insurance Company, and other leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. All guarantees are based on the claims-paying ability of the insurer. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. © TruStage
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Newsletter
Check out Vibe Credit Union's 2023 Annual Report.
