Home Equity Loans
As your home appreciates and you pay down your first mortgage, you create something powerful: EQUITY. Consolidate debt, invest in renovations, or anything that helps you achieve your financial goals. Tap into your home’s equity with no annual fee.
Apply by choosing your loan officer below or call 248-735-9500 to learn more about these programs.
| Brittany Boka | Rod Mendoza | Danetta Maddox | Jennifer Otto |
Postcard Scam Alert: If you receive a postcard in the mail asking you to call about an "important matter" regarding your mortgage, this postcard is in no way affiliated with Vibe Credit Union or our partners, and we advise that you do not call the number listed or provide any financial information. If you have any questions or concerns about your mortgage, call or text us at 248-735-9500.
Refinance your home, even if it is paid off, and cash out equity. You can take advantage of our low rates and use your equity for home improvements, vacations, RV or vehicle purchases.
Benefits include:
- Flexible terms up to 20 years and low monthly payments
- Loan amounts up to $300,000
- Finance up to 95% of your home's value
Use the equity from your biggest asset to borrow money for home improvements, consolidate debt, or make another large purchase.
Benefits include:
- Low fixed rates
- Flexible terms up to 20 years
- Loan amounts up to $200,000
- Set payments to make a Home Equity Term Loan easily fit your budget.
When you want to have money ready and waiting, a variable rate line of credit is perfect to have in place. Use your home’s equity to finance a home improvement, dream vacation or even something you have yet to imagine.
Benefits include:
- Open line of credit with a 10-year draw period
- Loan amounts up to $200,000
- Finance up to 95% of your home's value.
Get a Vibe Home Equity Line of Credit today.
What if? Get your answer by crunching numbers with our Home Loan Calculators.
From application to closing and beyond, we want you to be comfortable with your borrowing decision. Learn more and become an expert borrower.
Current Promotion: Rates as low as 4.99% APR for 6 months*.
*All rates are based on individual credit history and the loan-to-value. Rates are subject to change without notice - 4.99% is the introductory rate for the first 6 months. After 6 months, the rate will change to an adjustable rate based on prime and the margin and will apply to the outstanding balance. New members must qualify for membership and deposit $5 into a Vibe Savings Account. NMLS ID: 405039. Equal Housing Opportunity. HELOC = Home Equity Line of Credit. APR = Annual Percentage Rate. Federally Insured by the NCUA. See vibecreditunion.com for full details.
Need help with your existing Vibe mortgage loan? Call or text us 248-735-9500.
NMLS ID: 405039 & 149532
