Savings Accounts
A savings account is a crucial step toward reaching your savings goals or making that big purchase. Vibe’s Savings Accounts allow you to set financial goals while earning interest, making your money go further.
Our accounts also offer features such as Early Deposit, connecting you to your money up to three days early*, and Mobile Deposit and Bill Pay, so you can stay on top of your balances and bills anywhere using Online Banking or our Mobile Banking App.
It’s More Than a Place to Keep Your Money.
Take Advantage of the Account That Lifts You Up.
Maximize your earnings with no minimum balance required on this high-interest account.
This account offers higher interest rates, helping you make the most of your savings. These accounts feature options normally reserved for checking accounts, including limited transfers and withdraw opportunities per month.
Vibe Credit Union is here to help you reach your long-term goals by making your money work for you on your terms. Our CD and IRA accounts are great options for those looking to store their money for longer periods, such as a retirement fund.
- CDs: Earn competitive interest on balances as low as $200 with any term you choose, from six months to 5 years*, and daily calculated interest.
- IRAs: Prepare for tomorrow, today*. We offer both Traditional and Roth IRA CDs to help you earn interest and receive tax benefits, putting you on the fast track towards retirement. Learn more about which IRA CD is right for you on the IRS website.
*Early withdrawal subject to penalty.
Make that dream vacation or holiday a reality with our Holiday Savings Account. Set up a direct deposit or manually add to your balance where it will earn interest, helping your money work for you. These funds will automatically transfer to your checking or savings accounts in November of each year, ready to make your vacation a trip to remember.
A $25 minimum opening deposit into your Savings Account is required when opened online. Additional savings accounts may also require a minimum deposit at account opening. All deposit accounts earn interest and are included in your NCUA $250,000 coverage. Use the Share Insurance Estimator tool to find out how the share insurance rules apply to your accounts, what is insured, and what portion (if any) exceeds coverage limits. Rates are subject to change. *We cannot guarantee that you will receive the Early Deposit due to unanticipated circumstances. ACH operating rules provide that credit given by Vibe to you for ACH credit entries is conditional until Vibe receives final settlement for the funds. If Vibe does not receive final settlement, Vibe is entitled to a refund by you, in the amount credited to your account in connection with the entry. The party that originated the payment to you shall not be deemed to have paid you. **Limit one per primary account holder, personal or business.
