Online and Mobile! This account gives you what you need to get things done your way, during any adventure, and at any time. There’s no minimum deposit. Plus, you get unlimited free transactions at Vibe ATMs.

You need a safe spot to keep money for anything, from a new game system to college. When you keep your money at Vibe instead of in your pocket, you earn interest and won’t lose it or spend it on the wrong stuff.

A great way for you to begin using credit and building your credit score is to use our Vibe Visa® Platinum Credit Card for members age 16-17. Credit limits begin at $250 and there are no annual, cash advance, or balance transfer fees. (Psst, a parent co-signer is needed.)

Our Thrive Scholarship Program is designed for members graduating high school and pursuing an education at a university, college, or technical school. As part of our commitment to Caring for the Community, we will award a $2,000 scholarship to 10 deserving members each year.

Scholarship Requirements

• Be a 2025 graduating high school senior
• Be a member of Vibe Credit Union in good standing (no required length of time)
• Maintain a 3.0 GPA
• 300 word (minimum) essay or video essay.

Essay Question for 2025 Applications 

• How have you elevated your community and created opportunities for others?

Applications close on May 1st, 2025. Apply Now.

As you grow and mature, financial literacy switches focus from saving for skateboards to taking out a car loan. It’s a process you master one skill at a time..

Banking Basics

• Should I Keep My Money in an Account?
• What's a Checking Account?
• What's a Debit Card?

Budgeting

• Three Jar Allowance for Kids
• The 50/30/20 Rule for Teens: This interactive tutorial will teach you how to organize your budget
• Cost of College
• Car Loans Explained

Credit

• Using Credit Wisely
• How Do I Build Credit? This interactive tutorial will teach you how to build a credit score for the first time.

Digital Safety

• 8 Internet Safety Rules for Kids
• Are You Cyber-Safe-For-Teens: Test your cyber-security expertise with this fun, interactive tutorial.

Interactive Courses - Register for a free Banzai account to track your progress as you follow real-life scenarios. Users learn how to spend money on what matters most and how decisions have far-reaching consequences. Available in English or Spanish.

• Banzai Junior: Designed for kids aged 8 – 12. A parent is required to register for you.
• Banzai Teen: Designed for users aged 13 – 18
• Banzai Plus: Designed for users 16 and up.